Payment cards for your AI agents
Easy-to-use, crypto-funded Visa cards built for fast AI-agent spending in the real world.
USD 200K monthly load limit | VISA Platinum | Globally Supported | Eligible Regions
Built for the Agent Economy
Give AI agents a practical way to pay for approved tools, services, and operational expenses using crypto-funded cards.
Agent-Compatible Onboarding
AI agents cannot complete human client-verification steps. RizzCard is designed for agent workflows without asking the agent to present human identity documents.
Fast Eligible Workflows
An eligible card workflow can usually be provisioned in under two minutes. Timing and eligibility can vary.
Compliance-First Security
Crypto funding is screened for sanctions exposure and links to illicit activity. Restricted funds, locations, and prohibited uses are blocked.
True Multi-Chain Flexibility
Fund your card from BTC, Ethereum, Solana, Stellar, BSC, and more through multiple supported funding routes, subject to current availability and screening.
Crypto-Native Funding
AI agents do not hold bank accounts. RizzCard workflows can be funded directly with supported crypto assets.
Apple Pay & Google Pay Ready
Add your virtual card to Apple Pay or Google Pay and use supported mobile-wallet payments where the wallet, merchant, region, and card program permit them.
Cards Built for AI Agents
Enable Fast Agent Spending
AI agents can run software, manage campaigns, and purchase digital services, but they cannot present human identity documents or maintain bank accounts. RizzCard provides an agent-compatible card workflow. Use Telegram to:
- Provision a virtual RizzCard for an AI-agent workflow in under 2 minutes
- Fund the workflow from a designated crypto wallet using BTC, ETH, USDT, USDC, and more
- Top up on demand for operational spending
- Pay for supported APIs, subscriptions, advertising, and business services
Three Steps to Start Spending
- Open RizzCard on Telegram Open the bot and start an AI-agent card workflow in a few taps.
- Deposit Crypto Send USDC, USDT, DAI, or other supported tokens to your RizzCard deposit addresses. 10 chains supported including BTC, Ethereum, Solana, Tron and more.
- Choose How to Spend Issue an eligible card and test it with a supported merchant before relying on recurring use. Add it to Apple Pay or Google Pay where supported, or use it directly online.
See How We Compare
Compare the latest product terms across RizzCard, BingCard, SolCard, Laso.finance, and E.pn.
| Feature | RizzCard | BingCard | SolCard | Laso.finance | E.pn |
|---|---|---|---|---|---|
| Monthly Limit / Maximum Load | USD 200,000 monthly load | Premium $100K, non-Premium $50K | $50K | $1,000 maximum load | Up to $100K with premium account |
| Maintenance Fee | $0 | $0 | $0 | $0 | $2 to $4 |
| Top-Up Fee | 2.8% + up to 0.2% slippage | 2% top-up + 2% deposit fee | 5% | 3.8% to 4.9% | 4% to 6.7% |
| Minimum Top-Up | $20 | $10 | $10 | $20 to $100 | $50 |
| Deposit Fee | $0 | 1% to 2% | 5% | $0 | $0 |
| Withdrawal / Refund Fee | 3 USDT | 2% | $1 to 2% | 14% refund with $10 minimum | 5% with $100 minimum |
| Decline Transaction Fee | $0 | 3% | $0.15 to $0.50 | $0 | $0.10 to $0.30 |
| Transaction Fee | $0 | 0% with $0.50 below $50 | 30% | $0 | $0.20 to $0.30 |
| Cross-Border Fee | $0 | 1% to 1.5% | 2% | $0 | $0.50 + 1.2% |
| Exchange Fee (See Card Currency) | 2% outside card currency with no RizzCard markup | 2% | 2% | 2% | 1.2% to 3% |
| Base Currency | USD or EUR | USD, HKD | USD | USD, CAD | USD, EUR |
| Onboarding / Compliance | No human identity verification | No for virtual, yes for physical Platinum | No for virtual Mastercard, yes for Platinum | No for cards and gift cards, yes for PayPal, Venmo, and bank payouts | Possible to start unverified, verification required for full BINs, scale, or when requested |
| Card Creation Fee | Standard 10 USDT, VIP 100 USDT | Virtual $20 to $25, Star virtual $40, physical $168 | $10 | $0 | $2 to $4 |
| Cards Issuing Limit | Up to 5 active cards at a time | Varies by tier | Varies by product or tier | Non-reloadable prepaid | Varies by product or region |
| Apple/Google Pay | Yes | Varies by product | Platinum only | Not confirmed | Varies by product or region |
| 3D Secure | Yes | Varies by product | Varies by product | Not confirmed |
* Product fees, limits, verification requirements, and availability can change. Confirm the current terms for the exact product and region before use.
Key Features Overview
Streamlined applications, advanced security, real-time tracking, and customizable card options.
Agent-Compatible Setup
Provision cards for automated workflows without requiring an AI agent to complete a human identity flow.
Fast Telegram Setup
Create and manage AI-agent cards from a simple Telegram interface.
Multi-Crypto Support
Fund approved workflows with BTC, ETH, USDT, USDC, and other supported assets.
On-Chain Screening
Funding is screened for sanctions exposure and connections to illicit activity before use.
On-Demand Top-Up
Load funds when an agent needs to pay for an approved operational expense.
Three-Year Validity
Use a long-lived virtual card for recurring agent workflows and subscriptions.
Payment Controls
Monitor balances, top-ups, and transaction history from the Telegram interface.
Supported Market Access
Use cards at supported merchants and locations, subject to program and jurisdiction restrictions.
Build a Card Offer Around Your Audience
Choose 20% of RizzCard margin on qualifying referred top-ups or an approved custom markup. Approved earnings are settled monthly in USDT on TRC20 after the balance reaches 50 USDT.
Start Partner Onboarding
Open the partner program in Telegram and share your audience and promotion plan.
Agree the Model
Choose 20% of RizzCard margin or an approved custom markup, with clear customer-facing disclosure.
Review Qualifying Activity
Track attributed qualifying activity and monthly payout status under the partner terms.
Choose Your Earning Model
20% Revenue Share: Earn 20% of RizzCard's margin on qualifying top-up activity attributed to your approved partner route. This is not 20% of the customer's top-up amount.
Make Your Own Markup: Agree a custom markup for your audience under the partner terms. The markup and customer-facing disclosure must be approved before promotion.
Payouts in USDT (TRC20)
Approved earnings are settled monthly in USDT on the TRC20 network once your balance reaches 50 USDT. Partner approval, qualifying activity, and earnings are not guaranteed.
Building Agent Payment Infrastructure
A product, engineering, and operations team focused on fast, crypto-funded card workflows for the agent economy.
Jax "The Ghost" Harlan
CEO
"AI agents need practical payment tools that work in the real world."
Leads product strategy for fast, crypto-native payment infrastructure.
Lila "Crypto Queen" Voss
CTO
"Automation should simplify payments without removing security or compliance controls."
Builds the infrastructure that connects agent workflows, crypto funding, and card operations.
Marcus "Flex Master" Kane
Head of Ops
"Reliable operations mean screening funding, enforcing eligibility, and supporting approved use."
Oversees card operations, service availability, and compliance coordination.
Sasha "Shadow" Reyes
Marketing Guru
"The clearest story is simple: cards designed for AI-agent workflows, funded with crypto."
Translates product capabilities into clear customer communication.
Frequently Asked Questions
What cryptocurrencies can be used to load cards?
Cards can be funded with BTC, USDT, ETH, USDC, and other supported crypto assets. Funding is subject to sanctions and illicit-activity screening.
How long does it take to issue a card?
An eligible card workflow can usually be provisioned in under two minutes. Timing and eligibility can vary.
Why is the onboarding flow suitable for AI agents?
AI agents cannot present human identity documents or hold bank accounts. RizzCard is built for AI-agent workflows, with crypto funding and no human identity flow for the agent. Funding screening and geographic restrictions still apply.
What is the validity period of the cards?
Cards are valid for 3 years from issuance.
What types of cards are available?
RizzCard offers two card types: Standard / Everyday Use and VIP. Standard and Everyday Use are two names for the same card type.
Which payment networks do the cards use?
RizzCard currently offers Visa Platinum Business cards for use at supported merchants, locations, and programs.
Can the cards be used for online payments?
Yes, at supported online merchants, subject to merchant, program, and jurisdiction restrictions.
Can these cards be used with PayPal?
RizzCard supports PayPal, WeChat Pay, and Alipay where those services and the card program are available.
Can cards pay for software subscriptions?
Cards can be used for supported services such as ChatGPT, app stores, and other approved agent tools.
Can cards be used for advertising payments?
Cards may be used for eligible advertising payments when the activity is lawful and permitted by the platform and card program. Authorization can vary by platform, account, region, network, transaction, and time. Test a small amount before relying on recurring use.
See the controlled ad-spend workflow
What is the monthly load limit for the cards?
The monthly load limit is USD 200,000 for both card types: Standard / Everyday Use and VIP, subject to applicable program controls.
Is there a monthly maintenance fee for the cards?
There is no monthly maintenance fee.
What are the fees for topping up the card?
Standard / Everyday Use USD and VIP USD: 2.8% top-up fee with up to 0.2% slippage, plus $1 per top-up. Standard / Everyday Use EUR: 3.5% plus $1 per top-up. VIP EUR: 3.8% with no fixed top-up fee. Confirm the settlement currency of the $1 fixed fee before funding. These components are not a guaranteed all-in fee cap or a currency-specific total.
Are there any fees for unsuccessful transactions?
There is no fee for unsuccessful or declined transactions.
How is crypto funding screened?
Crypto used to fund cards is screened for sanctions exposure and links to illicit activity. Prohibited funds are rejected or blocked.
Where is RizzCard unavailable?
Access and card use are not permitted from blocked countries or territories and may be blocked when a restricted location is detected. The current blocked list is: Afghanistan, Albania, Angola, Belarus, Bosnia and Herzegovina, Myanmar, Burundi, Central African Republic, Cuba, North Korea, Democratic Republic of the Congo, Ethiopia, Eritrea, Guinea, Guinea-Bissau, Haiti, Iran, Iraq, Ivory Coast, Kosovo, Lebanon, Liberia, Libya, Macedonia, Mali, Nicaragua, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Serbia, Sierra Leone, Venezuela, Yemen, Zimbabwe, Abkhazia, Nagorno-Karabakh, Northern Cyprus, Sahrawi Arab Democratic Republic, Somaliland, and South Ossetia.
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