RizzCard vs SolCard: Product and Tier Differences in 2026
The short answer: SolCard is not one universal product. Its Virtual and Platinum cards have different terms, Platinum requires KYC and supports Apple Pay and Google Pay. Where SolCard's current public pages do not provide one safe universal fee or limit, this comparison says that the value varies by product or tier instead of carrying forward an old figure.
RizzCard vs SolCard at a glance (sources checked 2026-08-24)
| Feature | RizzCard | SolCard |
|---|---|---|
| Monthly Limit / Maximum Load | USD 200,000 monthly load | $50K |
| Maintenance Fee | $0 | $0 |
| Top-Up Fee | 2.8% + up to 0.2% slippage | 5% |
| Minimum Top-Up | $20 | $10 |
| Deposit Fee | $0 | 5% |
| Withdrawal / Refund Fee | 3 USDT | $1 to 2% |
| Decline Transaction Fee | $0 | $0.15 to $0.50 |
| Transaction Fee | $0 | 30% |
| Cross-Border Fee | $0 | 2% |
| Exchange Fee (See Card Currency) | 2% outside card currency with no RizzCard markup | 2% |
| Base Currency | USD or EUR | USD |
| Onboarding / Compliance | No human identity verification | No for virtual Mastercard, yes for Platinum |
| Card Creation Fee | Standard 10 USDT, VIP 100 USDT | $10 |
| Cards Issuing Limit | Up to 5 active cards at a time | Varies by product or tier |
| Apple/Google Pay | Yes | Platinum only |
| 3D Secure | Yes | Varies by product |
Standard / Everyday Use USD and VIP USD: 2.8% top-up fee with up to 0.2% slippage, plus $1 per top-up. Standard / Everyday Use EUR: 3.5% plus $1 per top-up. VIP EUR: 3.8% with no fixed top-up fee. Confirm the settlement currency of the $1 fixed fee before funding. These components are not a guaranteed all-in fee cap or a currency-specific total. RizzCard fee wording updated September 8, 2026.
Virtual and Platinum are different products
SolCard's public product information distinguishes Virtual from Platinum. Platinum requires KYC and supports Apple Pay and Google Pay. Those facts should not be combined with Virtual-card terms into one blanket onboarding and mobile-wallet row.
Fees and limits
RizzCard publishes a USD 200,000 monthly load limit, $10 minimum top-up, and variant-specific top-up fee components detailed in the table notes. SolCard fees and limits vary by product or tier on the current public pages cited below, so this page does not present an old Virtual-card number as if it also applied to Platinum.
Wallets, verification, and checkout security
RizzCard supports Apple Pay, Google Pay, and 3D Secure through its agent-compatible onboarding flow. SolCard Platinum supports Apple Pay and Google Pay and requires KYC. Confirm 3DS and wallet support for the exact SolCard product rather than assuming that one product's capabilities cover all tiers.
Verdict
Consider RizzCard when its published USD 200,000 monthly load limit, stated fees, agent-compatible onboarding, and wallet plus 3DS support fit your needs. Consider SolCard only after choosing between Virtual and Platinum and confirming that product's current fees, limits, KYC requirement, and wallet support.
Frequently asked questions
Is RizzCard cheaper than SolCard?
RizzCard's top-up components vary by card variant, the table notes list the percentage, fixed-fee and USD slippage components. SolCard's current terms vary by product or tier, so compare against the exact Virtual or Platinum offer available to you rather than a single old fee.
Does SolCard support Apple Pay and Google Pay?
SolCard Platinum supports Apple Pay and Google Pay and requires KYC. Confirm wallet support for other SolCard products on the current product page.
Which has the higher limit?
RizzCard publishes a USD 200,000 monthly load limit. SolCard limits vary by product or tier on the public pages checked 2026-08-24.
Does SolCard require KYC?
SolCard Platinum requires KYC. Requirements for other SolCard products should be checked against the exact product and region. RizzCard is built for AI-agent workflows without a human identity flow for the agent.
Competitor data checked 2026-08-24 against SolCard's published overview and product pages (product overview and card products). Terms vary by product and tier. Spotted an outdated term? Tell us on Telegram.
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